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Financing a Green Car

Financing a Green Car

Buying a green car could save you thousands of dollars in fuel costs. Your finance company will give you a little pat on the back, too. Plenty of lenders reward your choice of a Green Car with a discount

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Ethical Home Loans

Ethical Home Loans

It’s odd phraseology, you might think. But you’ve heard it once or twice before. What is it? Put very simply, these are the lenders who don’t lend to the fossil-fuel industry. Environmental and social responsibility are

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FHOG, the First Home Owners Grant

FHOG, the First Home Owners Grant

Mortgage brokers have uttered the word ‘fog’ more times than most people do in a lifetime. But we’re not talking about the cool, misty damp that stops Boeings from

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What does LVR mean?

What does LVR mean?

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms flung about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means. If you need

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What is LMI?

What is LMI?

LMI is Lenders Mortgage Insurance. It’s required when the value of a loan is more than 80 per cent of a property’s purchase price or property valuation if refinancing. In very basic terms, a lender considers

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