All the latest news …
Financing a Green Car
Buying a green car could save you thousands of dollars in fuel costs. Your finance company will give you a little pat on the back, too. Plenty of lenders reward your choice of a Green Car with a discount
Ethical Home Loans
It’s odd phraseology, you might think. But you’ve heard it once or twice before. What is it? Put very simply, these are the lenders who don’t lend to the fossil-fuel industry. Environmental and social responsibility are
Home Loans, You, and the new Best Interests Duty
From 1 January 2021, all Australian mortgage brokers will operate under the new Best Interests Duty was born in the aftermath of the Financial
What is this Comparison Rate I keep seeing?
Comparing apples with oranges doesn’t make sense. Comparison rates make it easier to find the right loan and to make advertised rates as transparent as
Australian Housing Outlook 2020-2023 – QBE
The Australian Lenders Mortgage Insurer, QBE, has just released their Australian Housing Outlook report for the next 3 years. At 48 pages, you might want to
Federal Budget 2020: Instant asset write-off scheme extended
Our Federal Government has been adjusting the guidelines around the writing-off of assets since the advent of
Federal Budget 2020: tax savings to benefit your home loan
What does the Federal Budget’s tax cuts mean to home owners? A couple earning $55,000 each per annum will get an
FHOG, the First Home Owners Grant
Mortgage brokers have uttered the word ‘fog’ more times than most people do in a lifetime. But we’re not talking about the cool, misty damp that stops Boeings from
What does LVR mean?
The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms flung about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means. If you need
What counts as ‘Genuine Savings’?
When applying for finance on a home purchase, lenders like to see that at least 5% of your deposit can be counted as genuine savings.
What is LMI?
LMI is Lenders Mortgage Insurance. It’s required when the value of a loan is more than 80 per cent of a property’s purchase price or property valuation if refinancing. In very basic terms, a lender considers
The lure – and the price you pay – of buy now pay later
The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification. Mortgage industry leaders are warning that











